Pacific Specialty Financial
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Pacific Specialty Finance
Exit strategy for ranchers, farmers and landholders for estate planning

Need an Exit Strategy for Farmers, Ranchers and Landholders that will allow access to cash upon sale without triggering capital gains?

Problems:

  • Low basis
  • Highly appreciated values
  • Taxes on gain
  • Family goals and distribution requires liquidity
  • Need for liquidity for consolidation or expansion
  • No heirs and wish to exit operations and cash out

CPR Solution

Purchase qualified replacement property with 90+% non-recourse financing and pocket the sale proceeds to be used for retirement, estate planning, re-financing expansion or consolidation.

Example:

An aging Colorado potato farmer with low basis land valued at $8 million is wishing to exit farming. His heirs have no interest in farming, and he doesn't want to leave the headaches of an operating farm to his spouse in the event of his death. An outright sale would result in considerable tax on the gain and he is uncomfortable with an installment sale.

Our unique financing offers 90+% non-recourse financing on qualified investment grade commercial property. This allows him to pocket nearly all of the proceeds of the sale and invest it in whatever best fits his needs for his lifetime and his family's estate planning needs.